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YouthInvest Impact Evaluation - Gender

Tagged in Egypt, Gender, Morocco, Youth

YouthInvest Impact Evaluation - Gender
"YouthInvest Impact Evaluation: Gender" presents a selection of findings from the randomized controlled trial impact evaluation of MEDA’s 100 Hours to Success youth training, a key component of the YouthInvest project implemented in Morocco from 2008 to 2014. In particular, this document compares the different effects that the 100 Hours training had on female and male participants three years after the intervention. The gender outcomes in terms of employment, self-assessed efficacy and life skills and financial inclusion are discussed.

YouthInvest, MEDA’s flagship project in Morocco and Egypt from 2008 to 2014 reached more than 57,000 youth aged 15 to 30 with innovative financial and nonfinancial services.

At a Glance: Driving Youth Financial Inclusion in Morocco Infographic

At a Glance:  Driving Youth Financial Inclusion in Morocco Infographic
Curious about our impact evaluation but short on time?  Explore this infographic, which gives key results on how our 100 Hours to Success training program impacted on financial inclusion outcomes for youth.  Our visual guide highlights savings behaviour, loan borrowing and decision making ability related to money.

Driving Youth Financial Inclusion in Morocco - Impact of MEDA’s 100 Hours to Success Training

Driving Youth Financial Inclusion in Morocco - Impact of MEDA’s 100 Hours to Success Training

This document, the first in a series of three, will present the findings of a randomized controlled trial impact evaluation of MEDA’s 100 Hours to Success training program for youth in Morocco, a flagship component of the YouthInvest project (2008-2014).

Specifically, this paper will focus on the impact of the training on financial inclusion outcomes for youth, namely saving patterns and behaviour as well as loan borrowing, three years after the intervention.

YouthInvest: YOUTH SAVINGS BEHAVIOR Assessing the Impact of MEDA’s YouthInvest Programming in Morocco

YouthInvest: YOUTH SAVINGS BEHAVIOR Assessing the Impact of MEDA’s YouthInvest Programming in Morocco
This study focuses on the preliminary impacts of our "100 Hours to Success" training program as it relates to youth savings behaviour. The specific objectives of the study were:

  • To understand youth opinions about saving;
  • To identify the specific ways that YouthInvest participants save their money;
  • To determine the impact of saving with re­gards to quality of life;
  • To document the level of satisfaction of the youth with regards to the process of opening a savings account;
  • To understand how youth anticipate using their savings in the future;
  • To give recommendations from the youth to further improve their access to saving oppor­tunities.
Research was undertaken in December 2010 the study was completed in summer 2011, with the generous support of The MasterCard Foundation.

YouthInvest Loan Study: Assessing the Impact of Product Features and Financial Education in Morocco

YouthInvest Loan Study: Assessing the Impact of Product Features and Financial Education in Morocco
"Youth Loan Products" documents key findings from MEDA's innovative YouthInvest project in Morocco. This study focuses on outcomes from the project's financial education and loan program, highlighting:

  • Youth satisfaction with loans and training;
  • Features of the loan products;
  • The effect of the loans on youth livelihoods and savings behaviour; and
  • MFI staff insights on the efficacy of the program and how the loans could be improved.
This study is in an interactive PDF format for easy navigation. In addition to facilitating reflection and innovation within the project, the YouthInvest team hopes this publication will be useful to financial service providers, youth, practitioners, donors and researchers.

Funded with the generous support of The MasterCard Foundation

YouthInvest: Financial Inclusion for Young Entrepreneurs in Egypt and Morocco, European Microfinance Platform Dialogue Series

YouthInvest: Financial Inclusion for Young Entrepreneurs in Egypt and Morocco, European Microfinance Platform Dialogue Series
This case study documents the loan products developed under the YouthInvest project and examines different delivery models for non-financial services. The article describes how MEDA's four MFI partners adapted financial education and other non-financial services to support their youth clients.

YouthInvest: A case study of savings behaviour as an indicator of change through experiential learning, Enterprise, Development and Microfinance Journal

YouthInvest: A case study of savings behaviour as an indicator of change through experiential learning, Enterprise, Development and Microfinance Journal
This article focuses on one aspect of economic inclusion – savings – that has positive impacts beyond the targeted activity. Using the YouthInvest project as a case study, this article looks closely at ways in which behaviour change is possible through experiential learning for youth in Morocco. Early indicators have been found of increased savings behaviour of young people aged 15–24 after having been trained in the areas of life skills and financial education, using an experiential teaching approach.

YouthInvest is a MasterCard Foundation-funded project being implemented by MEDA in Morocco. Over the course of the '100 Hours to Success' training, 96 per cent of participants surveyed in a recent field study have started saving and more than half of those grew their savings during the training period. These young people are more self-confident than they were before the training, are planning for the future, and are more likely to increase their incomes.

YouthInvest's 100 Hours to Success Impact Evaluation - Baseline Study

YouthInvest
This document presents the baseline findings of the impact evaluation of MEDA's training program for Moroccan youths: "100 Hours to Success". The training with its modules on life skills, financial education, and entrepreneurship seeks to provide youth from disadvantaged regions with tools to either find employment or to start their own business. Since 2009, over 19,000 Moroccan youth have received the "100 Hours to Success" training module.

The report provides a breakdown, among others, of the socio-economic status of participants, educational attainment, employment history, and attitudes towards entrepreneurship. The results from the baseline study are also compared to World Bank statistics on youth for the purposes of external validity.

The final results of the randomized control trial evaluation will be published in May of 2015.

MEDA hopes that this document will be of value to the various actors engaged in the youth employment sector, but also to donors, researchers and the policy-makers.

This impact evaluation is funded by 3ie with support from the Youth Employment Network.

Business Case for Serving Youth

Tagged in Monitoring and Impact Measurement

Business Case for Serving Youth

This is the final of six in MEDA’s ‘YouthInvest Praxis Series’ - a group of reflective publications developed over the course of the YouthInvest (YI) project in Morocco and Egypt to assess the impact of MEDA’s interventions in order to learn from and strengthen them.

In this document, MEDA builds the business case for MFIs to serve youth more actively with either existing or new youth-tailored loans by demonstrating that youth represent a viable market for the MFIs. The four drivers that can guide MFIs to serve youth sustainably are: operational profitability, portfolio quality, cost of serving youth, and cross-selling potential.

 

 

 

 


Click here for more MEDA Youth Economic Opportunities publications.

Access & Usage of Youth Loans: A Case Study

Access & Usage of Youth Loans: A Case Study

This study is the fifth of six in MEDA’s ‘YouthInvest Praxis Series’ - a group of reflective publications developed over the course of the YouthInvest (YI) project in Morocco and Egypt to assess the impact of MEDA’s interventions in order to learn from and strengthen them.

This case study will present the channels, or the strategies, that MEDA used to foster access to and improve usage of financial products and services part of its YouthInvest (YI) project in Morocco. It is MEDA’s philosophy that access to financial services should never be a solitary offering, but should always be paired with the appropriate training. This was one of the cornerstones of MEDA’s approach in Morocco.

 

 

 

 


Designing Sustainable Youth Products: A Case Study

Designing Sustainable Youth Products: A Case Study

This study is the fourth of six in MEDA’s ‘YouthInvest Praxis Series’ - a group of reflective publications developed over the course of the YouthInvest (YI) project in Morocco and Egypt to assess the impact of MEDA’s interventions in order to learn from and strengthen them.

This document will present the most significant steps of MEDA’s product development and technical assistance processes, starting from the deskwork and leading up to the piloting of the newly developed youth products. MEDA’s experience and the value-add of its technical assistance is be supplemented with feedback from partner MFIs.

 

 

 

 

 Click on the link to listen to the SEEP webinar on Designing Sustainable Products for Youth:

Designing Loans for Youth: Lessons  Learned from Market Research to Pilot webinar from  SEEP Network on Vimeo.


Loan Officer Case Study

Loan Officer Case Study

This study is the third of six in MEDA’s ‘YouthInvest Praxis Series’ - a group of reflective publications developed over the course of the YouthInvest (YI) project in Morocco and Egypt to assess the impact of MEDA’s interventions in order to learn from and strengthen them.

This case study presents an evaluation of the youth Customer Service training that was offered to the staff of Microfinance Institutions (MFIs) in Morocco through MEDA’s YouthInvest Initiative. The training’s objective was to educate the staff of these institutions on the advantages of working with youth with the goal of increasing the share of youth in their portfolios. The training was particularly focused on identifying the characteristics of youth clients, examining the microfinance loan cycle as it pertains to youth, isolating the principles of youth-friendly communication that MFI staff can use to facilitate the transfer of the basic principles of financial education to their youth clients. This document presents the general findings on the engagement of frontline staff (Loan Officers, Supervisors, and Branch Managers) with youth, with particular attention given to their perceptions and interactions with youth as well as the application of loan granting and monitoring activities to youth clients. The document also highlights the personal experiences of several Loan Officers.


Youth Loan Study

Youth Loan Study

This study is the second of six in MEDA’s ‘YouthInvest Praxis Series’ - a group of reflective publications developed over the course of the YouthInvest (YI) project in Morocco and Egypt to assess the impact of MEDA’s interventions in order to learn from and strengthen them.

This study focuses on the impacts of the project’s financial education and loan programme, documenting the kinds of loans that youth accessed, youth satisfaction with financial education training and loan features, the effect of the loans on youth livelihoods and savings behaviour, and MFI staff insights on the efficacy of the program and how the loans could be improved. In addition to facilitating reflection and innovation within the project, the YI team hopes this publication will be useful to financial service providers such as microfinance institutions.

 

Click on the link to listen to the SEEP webinar on the Loan Study:

 Tapping the Reservoir Assessing the Impact of Financial Services for Youth in Morocco from MEDA on Vimeo.


Youth Saving Study

Youth Saving Study

This study is the first of six in MEDA’s ‘YouthInvest Praxis Series’ - a group of reflective publications developed over the course of the YouthInvest (YI) project in Morocco and Egypt to assess the impact of MEDA’s interventions in order to learn from and strengthen them.

This study explores and evaluates savings behaviour among youth. With the goal of improving access to opportunities for youth to save, MEDA Maroc documented youth opinions on saving, identified specific ways youth save, determined any impact on quality of life, measured satisfaction levels on youth savings products, and examined how youth intend to use their savings.