The perception that microfinance is improving the lives of low income families has been a hot topic among development professionals for the last decade. There are many debates and arguments in the media about whether microfinance has positive or negative impacts on the livelihoods of economically disadvantaged communities. There is no one right answer to this question. It all depends on the institution’s mission and purpose. In fact, there are various financial services providers who have been part of the movement for all these years, some for social reasons some for profit.