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Programming Areas

Access to Finance

A Savings and Loan Group (SLG) is a group of people who save together in a safe, convenient and flexible way. They are selected, owned, managed, and operated by the members based on internal regulation set by the group, using a simple, transparent method for the group to accumulate and convert small amounts of cash into savings. The group’s savings can be lent to members as credit. SLGs are low cost, requiring only facilitation staff and a small operating budget, they are self-replicating and community- led; therefore, sustainable.

Goal:

To increase access to finance by providing simple savings and loan facilities in communities that do not have enough access to formal financial services.

Reach:

The intervention targets 10,000 clients that will be reached through forming 500 SLGs

Partners:

  • Jordan River Foundation
  • National Association for Family Empowerment

Locations:

  • Irbid
  • Ajloun
  • Karak
  • Balqa
  • Jerash

What are the Benefits?

Local partners will utilize their expertise in community mobilization and their network of community-based organizations across the Jordan valley to ensure the sustainability of SLG efforts and impactful outreach to communities. Benefits of SLGs include:

  • Inclusion: a simple passbook is used to ensure groups with limited literacy and numeracy skills can join.
  • Security: items are maintained in a lock-box, which is safeguarded by the group box-keeper between meetings.
  • Democracy: the closing balance of the loan fund is simply counted, announced, remembered by all members, and noted in a notebook at the end of each meeting.

Food Processing

Food processing is one of the largest subsets of agricultural activities in the Jordan valley, and one where women contribute significantly. However, the majority of women who are processing food products require a significant amount of suppot to improve their business and incomes; and are therefore relatively small-scale.

With funding from Global Affairs Canada, MEDA follows two approaches to help Women and Youth Entrepreneurs (WYEs); Production Development to improve existing production systems and develop new ones, and Market Access to facilitate improved access for WYEs to end markets (consumer, local community, SMEs, etc.).

Goal:

To support micro, small and medium enterprises led by WYEs to enter the food processing value chain and become strong economic actors.

Reach:

The intervention targets 5,700 WYEs in the Jordan Valley

Partners:

  • Jordanian Hashemite Fund for Human Development “JOHUD”
  • Environmental Laboratory
  • SARH International

Locations:

  • Irbid
  • Karak
  • Balqa

What are the Benefits?

An analysis of food processing in Jordan identified a series of issues that affect the capacity of women and youth in the Jordan valley and surrounding areas to own and operate successful food processing businesses. Through this project, WYEs will:

  • Tap into new markets and generate their own income.
  • Gain significant environmental benefits by adopting energy efficient technologies and processes.
  • Become more independent by adapting more flexible work hours.

Community Based Tourism

Community-based tourism (CBT) is becoming a growing trend worldwide in which local community residents manage tourism sites and offer unique services and experiences for tourists to explore their traditions, ways of life, and cultural identity.

Funded by Global Affairs Canada, MEDA is developing a CBT program through a participatory vision with the local community and the tourism sector. The program will empower women and youth to be the hosts for tourism and tourists in their villages. The program also aims to create a sustainable tourism model in the targeted areas to stimulate economic growth and protect cultural heritage and natural resources.

Goal:

To promote CBT through developing the entrepreneurial and business acumen of women and youth and to reduce barriers to entry for enterprise development.

Reach:

The tourism component aims to reach 4,000 clients through capacity building, enterprise development, and awareness.

Partners:

  • The Royal Society for the Conservation of Nature
  • Baraka for Sustainable Tourism Development

Locations:

  • Ajloun
  • Jerash
  • Irbid
  • Wadi Araba

What are the Benefits?

The tourism component focuses on providing opportunities in the economic fields through:

  • Building and strengthening the capabilities of women and youth in tourism entrepreneurship.
  • Empowering women and youth and motivate them to enter the tourism market in their area.
  • Supporting women and youth in developing and maintaining their tourism activities.
  • Developing and maintaining the tourism product while improving service standards and quality.
  • Increasing and sustaining women and youth’s income from tourism activities.

Clean Technology

Clean technology (CT) is the term used to describe any process, product or service that minimizes harm to the environment. Therefore, its purpose is to make business procedures more energy efficient and less wasteful. In Jordan, the energy sector is making progress toward increasing renewable energy use through developing the needed legal framework and increasing the share of renewable energy by 10% and energy efficiency by 20% in 2020.

Funded by Global Affairs Canada, MEDA will promote CT solutions, build the capacity if women and youth entrepreneurs (WYEs) provide support to create businesses in CT, and provide financial solutions to help businesses grow in three sectors: food processing, community-based tourism and clean technology.

Goal:

To promote and increase awareness about clean technology businesses in the Jordan Valley

Reach:

The CT component aims to reach 20,000 women and youth with awareness and create 500 CT businesses

Partners:

  • National Energy Research Center
  • Green Tech
  • Future Pioneers

Locations:

  • Irbid
  • Balqa
  • Karak

What are the Benefits?

Through the partnerships, the project will build the capacity of WYEs to enable them create businesses in maintaining and installing PV systems and creating businesses in composting. In parallel, the partners will work to find financial solutions for WYEs using the saving and loans group concept to facilitate their access to finance and help them grow their businesses.

Field assessments identified three challenges CT businesses face:

  • Lack of the required skillset
  • Lack of awareness
  • Lack of financial capital