Lessons from Farming Households: Agricultural Decision Making and Shifting Social Norms for Women’s Economic Empowerment
In Nepal, smallholders are unable to invest in good commercial opportunities due to a lack of agricultural finance. Despite hazards such as erratic weather, drought, flooding, and pest problems — all made worse by climate change — smallholders cannot obtain crop insurance to mitigate agricultural risk. Under INNOVATE, International Development Enterprises (iDE) led a 20-month pilot project to test the hypothesis that community-managed rural collection centers acting as “business correspondents” on behalf of a commercial bank will profitably increase smallholder access to rural finance and crop insurance and therefore increase uptake of innovative technologies to improve production.
Bidhaa Sasa is one of the participants of the INNOVATE initiative managed by MEDA which seeks to find practical and non-traditional financial services to scale up the adoption of agricultural innovations among women and men smallholder farmers. Bidhaa Sasa is a last mile finance and distribution company founded in 2015 in Kenya. It helps to increase the quality of life of rural families in Kenya by making household goods, which include farm tools, both affordable and accessible to them and especially to low-income rural women.
Mobile Money and PAYG Innovation to Scale AgTech Adoption in Smallholder Value Chains – Summary Brief
Through INNOVATE, MEDA engaged I-DEV International to implement the project, “Mobile Money & Pay-AsYou-Go (PAYG) Innovation to Scale: AgTech Adoption in the Smallholder Value Chain.” This pilot sought to strengthen farming income and resilience of rural, low-income smallholder farmers in Peru’s Northern Andean region through new drip irrigation systems.
This summary builds on the report produced by I-DEV International in November 2019 titled: Mobile Money & PAYG Innovation to Scale Agtech Adoption in Smallholder Value Chains